Fort Myers Attorney for Wills, Trusts, Estate Planning, Probate, Business Law, Litigation, Foreclosures

Homeowner Defense Deficiency Judgment

You have rights as a homeowner and your lender cannot trample upon them in an effort to foreclose. Additionally, you should explore the possibility of claims against your lender for violation of federal lending laws, consumer protection laws or engaging in predatory lending practices.

Foreclosure defense refers to the legal process of filing an answer or engaging in other defensive legal action after having been served with foreclosure papers.  In today’s economic climate, options are available and generally, the worst thing to do is to fail to act even if you do not wish to keep your property. Please note that if you have been formally served with legal papers, there is a limited time to respond, so do not delay in taking action.

A foreclosure can subject you to a "deficiency judgment" for the unpaid balance of the mortgage and may also result in unfavorable tax ramifications. 

Our goal is to obtain the best possible solution for you - which may range from providing time to pursue alternatives to foreclosure to a dismissal of the foreclosure itself.  Call us for a free initial phone consultation.